Free Online Mortgage Calculator

Enter a valid price
Check down payment
Enter valid rate
1 to 50 years
Invalid tax
Invalid amount
Invalid fees
⚠️ PMI Included: Down payment is less than 20%.
Principal & Interest
Property Taxes
Home Insurance
PMI
HOA Fees
Total Monthly Payment

How to Use This Mortgage Calculator

Our professional tool helps you estimate your total monthly house payment. By entering the home price, down payment, and interest rate, you get a breakdown of your future expenses.

What is PMI?

Private Mortgage Insurance (PMI) is required if your down payment is less than 20%. It protects the lender.

PITI Explained

A mortgage payment consists of four parts: Principal, Interest, Taxes, and Insurance.

Terms of Service

By using the numly2.com Mortgage Calculator, you agree that the results provided are estimates for informational purposes only. We do not provide financial advice or guarantee loan approval.

Privacy Policy

Your privacy is important to us. At numly2.com, we do not store the personal financial information you enter into our calculator.

Contact Us

If you have any questions or feedback, please reach out to us at: