Free Online US Auto Loan Calculator
Total Loan Amount
Total Sales Tax
Total Interest Paid
Total Cost of Car
Monthly Payment
Understanding Your Auto Loan
Financing a vehicle in the US involves more than just the sticker price. This calculator accounts for taxes and fees typically found at American dealerships.
The 20/4/10 Rule
Financial experts often suggest putting 20% down, financing for no more than 4 years (48 months), and keeping total car costs under 10% of your income.
APR vs. Interest Rate
APR includes the interest rate plus other loan fees. Always compare lenders based on the APR for the most accurate cost comparison.
Terms of Service
The numly2.com Auto Calculator provides estimates for informational purposes only. Actual rates and payments will vary based on credit score, lender, and state-specific regulations.
Privacy Policy
We respect your privacy. Data entered into this calculator is processed locally in your browser and is never stored on our servers.
Contact Us
For questions regarding our financial tools, contact our support team:
info@numly2.com